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Inflation in the U.S. has been reported at around 2.5-3% over the past year, but it doesn’t feel that way for most people. Everyday expenses such as food, housing, insurance, and even fast food feel as though they are rising much faster. This creates a gap between what the inflation data shows and how citizens are actually affected.  Inflation is measured using something called the Consumer Price Index (CPI), which tracks the cost of a “basket” of goods and services over a pe

Chandler Reynolds

Chandler Reynolds

Recently, the world’s largest asset manager, BlackRock, limited withdrawals from one of its private credit funds, which holds about $26 billion in assets. Amidst all of the geopolitical tensions around the world right now, this may not seem like a huge deal at first. However, it could be an early sign that something is off within a market that has grown rapidly over the past few years. When investors try to take their money out, and funds can’t fully return it, concerns about

So far in 2026, OpenAI has not had a great year. Originally, Sam Altman described OpenAI as a nonprofit organization working for the betterment of humanity. Now, the company has shifted its focus to shareholders, specifically gearing up for one of the largest initial public offerings in history. But as a direct result of this, the company has faced many problems, such as legal challenges over the fair use of intellectual property, legal challenges over its governance, legal c

Mortgage rates are influenced by two main types of factors: those you can control and those you can’t. On the personal side, lenders typically offer better rates to borrowers with strong credit scores, lower debt relative to income, and larger down payments. Comparing lenders can also help you secure a lower rate. When the economy is weak, rates often drop to encourage borrowing. When it’s strong, rates tend to rise to slow spending. 15-Year vs. 30-Year Mortgages The two most